IVO 2028

FR001400BJT8

Building on the success of its first target-date fund, IVO Capital Partners launched its new 2028-maturity fund in October 2022. The IVO 2028 fund, classified as “International Bonds and Other Debt Securities,” aims to generate medium- to long-term returns from a portfolio of high-yield bonds that may have speculative characteristics. This performance takes into account the issuer default risk, currency hedging, and the recommended investment horizon (fund maturity: December 31, 2028). The fund invests in a portfolio of senior EUR/USD hard currency bonds with a maximum maturity of June 30, 2029.

IVO 2028 is a French UCITS governed by article L214-4 et seq. of the French Monetary and Financial Code, in the form of a sub-fund of a SICAV, approved by the Autorité des Marchés Financiers. The sub-fund, classified as “International bonds and other debt securities”, seeks to increase the value of a portfolio over the medium to long term, consisting mainly of high-yield debt securities that may have speculative characteristics. Its management objective is to achieve an annual performance of 4.90% gross of fees, taking into account the risk of issuer default and currency hedging, from the date of creation of the sub-fund until December 31, 2028, over the recommended investment period. Management is based on a portfolio of fixed-income securities denominated in euros and in currencies other than the euro, with maturities close to the residual maturity date, which is at most June 30, 2029. The management objective is based on an actuarial rate estimated on the basis of current yields on issues maturing in 2028. It takes into account an estimate of the impact of potential credit events that could occur during the lifetime of the issuers of the securities making up the portfolio, as well as the costs of hedging currency risk estimated on the basis of current market conditions. The sub-fund has no benchmark. This performance objective is based on market assumptions made by the management company on the launch date of the sub-fund, and under no circumstances constitutes a promise of yield or performance. In the event of unfavorable changes in market conditions, particularly in the event of issuer default, the management and performance objectives may not be met.

IVO_2028

5.2

6.7

% GROSS YIELD (EUR HEDGÉ)

% GROSS YIELD (USD HEDGED)

1.6

DURATION

BBB-

RATING

215

AUM in M EUR

Risk Indicator

Recommended minimum placement period

3 YEARS

Cumulative Performance since creation

5-year performance

34.01 %

-- %

Performance Y.T.D.

0.67 %

Net Asset Value / Net Asset Value

134.01 EUR

ESG

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Art. 8 SFDR

General Information

Name, legal form and nationality of the OPC	IVO 2028
Type	FCP
Name and nationality of UCI management company	IVO Capital Partners, France
Reference currency of the compartment	EUR
Motto of the share	EUR
TOB reference + withholding tax	1.32% (max €4,000)
The minimum subscription value	5
Minimum subscription in shares/stocks	5
Launch date	17/10/2022
Expiry date if applicable	31/12/2028
Information about the money market fund, if applicable	NA
Details of guarantee or capital protection, if applicable	NA
Structured fund scenarios, if applicable	NA

Type of costs	Description	Details of costs over 1 year
One-time costs upon entry or exit
Entry costs	Maximum 2% of the amount you pay at the time of entry into the investment. This includes the costs of distributing the amount invested. This is the maximum amount you will pay. The person selling you the product will inform you of the actual costs.	Up to 2%
Exit costs	We do not charge an exit fee for this product, but the person selling you may do so.	0%
Recurring costs collected each year
Management fees and other administrative and operating expenses	1 % of the value of your investment per year. This estimate is based on actual costs over the past year.	1 %
Transaction costs	0 % of the value of your investment per year. This is an estimate of the costs incurred when we buy and sell the investments underlying the product. The actual amount varies according to the quantity we buy and sell.	0 %
Additional costs may be charged under certain conditions.
Performance-related commissions (incentive commission)	10 %	36,60%

Costs may increase or decrease due to currency fluctuations and exchange rates.

Performances at the 16 June 2026

cumulées

	YTD	1 month	6 months	1 year	3 years	Since inception
Performance NAV as of 16.06.2026 – ISIN FR001400BJT8	0,67 %	0,50 %	0,85 %	3,32 %	22,35 %	34,01 %
Performance	–	–	–	3,32 %	6,96 %	8,31 %
Volatility	–	1,33 %	2,14 %	1,62 %	1,48 %	1,60 %